Citibank Gold Card Fees & Charges

 Citibank Gold Card Fees & Annual Charges

Fees :

This Card comes to you Free for Life.

Description of Charges:

Joining & Annual Fees: Fees applicable for both Primary and Additional Cardmembers will be communicated at the time of sourcing

Interest Rate/Service Charge

• Boarding Rate: i.e. in the first 12 months of Card issuance is fixed at 3.15% (monthly) or 37.8% (annual). This can change periodically based on your spend, payback and utilization patterns

• The maximum interest rate, in the event of default, is 3.5% (monthly) or 42% (annually)

Cash Advance Fee : 2.0% on advanced amount (subject to a minimum of Rs. 300 and US$7.5 at International ATMs)

Late Payment Charge (per month) :

• Rs. 300 for bills up to Rs.10000

• Rs. 600 for bills from Rs. 10001 - 25000

• Rs. 700 for bills above Rs. 25000

Over Credit Limit Charge : 2.5% of the amount over the Credit Limit (subject to a minimum of Rs. 500)

Cheque Bounce Charge: Rs. 250 per returned cheque

Petrol Transaction Charge :2.5% (subject to a minimum of Rs. 10) waived at IndianOil outlets for transactions done on Citibank EDCs

Railway Ticket Booking or Cancellation Surcharge (Counter booking): 2.5% of transaction value (subject to a minimum of Rs. 25)

Railway Ticket Booking Surcharge (Internet booking):

• 1.8% of transaction value for regular transactions;

• 2.8% of transaction value for 3 EMI transaction

Card Replacement Charge : Rs. 100

Statement Request (beyond 3 months) : Rs. 100

Outstation Cheque Charge :Rs. 100 per cheque

Foreign Currency Transaction : Mark up of 3.5% (service taxes as applicable)

Service tax, as notified by the Government of India, is applicable on all fees, interest and other charges and is subject to change, as per relevant regulations of the Government of India.

Citibank Gold Card

Citibank Gold Card Benefits

Apply Citibank Citibank Gold Card Online

Top 3 Reasons to get a Citibank Cash back Card

1.High Credit and Cash Limits.

2.Access to exclusive Citibank World Privileges.

3.Earn 1 Rewards Point for every Rs. 150/- spent.

Exclusive Features :

High Credit and Cash Limits:

Citibank Gold Credit Card offers you high credit and cash limits to complement your lifestyle. Reflect your personal power in India and abroad!

Priority Service :

24-hour Personalised Service through CitiPhone

*As a Citibank Gold Credit Cardmember, you get personalised service through CitiPhone, 24 hours a day, 7 days a week.

*24-hour Access to your Card Account through Citibank Online

The Citibank Online Facility helps you to conduct all transactions on your Card Account from the comfort of your home or office through the Internet. This highly secure Internet service helps you pay utility bills such as telephone bills, mobile bills, electricity bills and much more, with just the click of a mouse. You can also order drafts, send gift cheques, view your Card Account, view your Card Statement and even apply for a Second Citibank Card.

Keep track of your Card Account even when you are on the move

CitiAlert is a useful service that helps you keep track of your Card Account. You get useful reminders as an SMS on your mobile phone or as an e-mail on your PC. This Facility will send confirmation of your payments, remind you about your payment due date besides informing you of exciting marketing offers from time to time. The normal charges of Rs. 20 per month for subscribing to CitiAlert are waived for Citibank Gold Credit Cardmember.

Complimentary Benefits for the International Traveller:

Free Phone Home Facility:

When you are overseas, you can call CitiPhone with the Free Phone Home Facility, for any queries on your Card Account.

Global Assistance :

You can use MasterCard or Visa Global Assistance Services to report your lost or stolen Card. You can request for emergency Card replacement or Cash advance. A wide range of miscellaneous information is also at your service.

0% Fuel Surcharge :

Rising fuel prices need not be a cause for concern for you anymore. Citibank and IndianOil bring you a unique opportunity to save on fuel every time you tank up at IndianOil outlets.

All you have to do is use your Citibank VISA or MasterCard and the 2.5% surcharge will be waived off. Just make sure that you ask for a Citibank Charge slip.

Go ahead and enjoy your drive!

Stay Informed:

Stay in the know by having your Credit Card Account at your fingertips. Access your Card Account from anywhere, at any time through Internet Banking.

Get your Citibank Credit Card Statement from wherever you are, by signing up for Statement on E-mail.

Keep track of your Credit Card Account even when you are traveling with the CitiAlert.

Convenience with a Click :

Never miss a bill payment but miss all the long queues and worries by paying all your utility bills online with Bill Pay.

Go hassle-free. Pay all your Credit Card dues with Electronic Clearance Services.

Insurance Benefits :

Get coverage of up to Rs. 5 lakh on outstandings on your Citibank Credit Card with Credit Shield Plus.An offer to pay off your credit card outstanding together with a Personal Accident cover is available with the special Insurance package for Cardmembers, Suraksha.

Protect your loved ones and your employees at a nominal cost with Good Health Policy.

Travel abroad with peace of mind without worrying about falling ill with Travel Insurance Plan.

Get more from your Credit Card :

Getting a Loan on your Citibank Credit Card is easy while repaying it is still easier.

Shop all you like and pay back those big shopping bills in easy EMIs with Click-an-EMI.

Citibank Cash back Card fees & Charges

Citibank Cash back Credit  Card Fees & Annual Charges

Fees :

This Card comes to you Free for Life.You can also get one Additional Card Free for the First Year for any of your family member over the age of 18.

Description of Charges:

Joining & Annual Fees: Fees applicable for both Primary and Additional Cardmembers will be communicated at the time of sourcing

Interest Rate/Service Charge

• Boarding Rate: i.e. in the first 12 months of Card issuance is fixed at 3.15% (monthly) or 37.8% (annual). This can change periodically based on your spend, payback and utilization patterns

• The maximum interest rate, in the event of default, is 3.5% (monthly) or 42% (annually)

Cash Advance Fee : 2.0% on advanced amount (subject to a minimum of Rs. 300 and US$7.5 at International ATMs)

Late Payment Charge (per month) :

• Rs. 300 for bills up to Rs.10000

• Rs. 600 for bills from Rs. 10001 - 25000

• Rs. 700 for bills above Rs. 25000

Over Credit Limit Charge : 2.5% of the amount over the Credit Limit (subject to a minimum of Rs. 500)

Cheque Bounce Charge: Rs. 250 per returned cheque

Petrol Transaction Charge :2.5% (subject to a minimum of Rs. 10) waived at IndianOil outlets for transactions done on Citibank EDCs

Railway Ticket Booking or Cancellation Surcharge (Counter booking): 2.5% of transaction value (subject to a minimum of Rs. 25)

Railway Ticket Booking Surcharge (Internet booking):

• 1.8% of transaction value for regular transactions;

• 2.8% of transaction value for 3 EMI transaction

Card Replacement Charge : Rs. 100

Statement Request (beyond 3 months) : Rs. 100

Outstation Cheque Charge :Rs. 100 per cheque

Foreign Currency Transaction : Mark up of 3.5% (service taxes as applicable)

Service tax, as notified by the Government of India, is applicable on all fees, interest and other charges and is subject to change, as per relevant regulations of the Government of India.

First Citizen Citibank Card Fees & Charges

First Citizen Citibank card Fees & Charges Details :

Fees :

This Card comes to you Free for Life.You can also get one Additional Card Free for the First Year for any of your family member over the age of 18.

Description of Charges:

Joining & Annual Fees : Fees applicable for both Primary and Additional Cardmembers will be communicated at the time of sourcing.

Interest Rate/Service Charge :

• Boarding Rate: i.e. in the first 12 months of Card issuance is fixed at 3.25% (monthly) or 39.0% (annual). This can change periodically based on your spend, payback and utilization patterns

• The maximum interest rate, in the event of default, is 3.5% (monthly) or 42% (annually)

Cash Advance Fee : 2.0% on advanced amount (subject to a minimum of Rs. 300 and US$7.5 at International ATMs)

Late Payment Charge (per month) :

• Rs. 300 for bills up to Rs.10000

• Rs. 600 for bills from Rs. 10001 - 25000

• Rs. 700 for bills above Rs. 25000

Over Credit Limit Charge :2.5% of the amount over the Credit Limit (subject to a minimum of Rs. 500)

Cheque Bounce Charge : Rs. 250 per returned cheque

Petrol Transaction Charge :2.5% (subject to a minimum of Rs. 10) waived at IndianOil outlets for transactions done on Citibank EDCs

Railway Ticket Booking or Cancellation Surcharge (Counter booking): 2.5% of transaction value (subject to a minimum of Rs. 25)

Railway Ticket Booking Surcharge (Internet booking)

•1.8% of transaction value for regular transactions;

•2.8% of transaction value for 3 EMI transaction

Card Replacement Charge : Rs. 100

Statement Request (beyond 3 months) :Rs. 100

Outstation Cheque Charge : Rs. 100 per cheque

Foreign Currency Transaction : Mark up of 3.5% (service taxes as applicable)

Service tax, as notified by the Government of India, is applicable on all fees, interest and other charges and is subject to change, as per relevant regulations of the Government of India.

Citibank Platinum Card

Citibank Platinum Card Benefits 

Apply Citibank Platinum Card Online

Top 3 Reasons to get a Citibank Platinum Card 

1.Dedicated 24/7 Concierge assistance.

2.Earn up to 5 Reward Points on spend of Rs. 125 at select merchants.

3.Get exciting offers on travel, entertainment and dining.

Flexi Rewards

To redeem your Reward Points against any purchase made on your Card just call CitiPhone at your convenience.

Instant Rewards

Shop to your hearts content for apparel, household accessories, books and more at Shoppers' Stop, Westside and Landmark outlets. Redeem your member Reward Points against these purchases INSTANTLY at the billing counter.

Flying Rewards

With your Citibank Platinum Credit Card, expect a warm welcome wherever you travel across the globe. Earn airmiles, upgrades and free flights on your favourite airlines every time you spend with your Citibank Platinum Credit Card. Top up your frequent flyer memberships with Jet Airways and AirIndia with these airmiles

Call CitiPhone to convert your member Reward Points to airmiles @ 1 Reward Point = 2.5 airmiles.

5X Rewards

The 5X Rewards program comprises of more than 250 merchants across the finest restaurants, the most popular shopping outlets (Eg. Shoppers' Stop, Westside).

For instant updates on the nearest 5X outlet, SMS "5X" to 52484.

Imagine the possibilities

Every time you use your Citibank Platinum Credit Card you move an inch closer to a world of infinite possibilities. Find below, some exciting options to redeem against accumulated Reward Points (minimum 10,000 Points), after using your Card for a year*.

Category Your redemption option

Travel :Return tickets for a couple on Mumbai-Goa sector on Jet Airways

Holiday : 2days/1 night holiday at Taj Fort Aguada Beach Resort, Goa

Shopping : Latest mobile phone costing Rs. 10,000

*Note:

The above example is based on an assumption that the Cardmember earns 10,000 points annually by spending Rs. 35,000 per month, of which 50% of the amount is spent at 50% reward outlets.

Platinum Assist

The Platinum Assist Service, specially designed for those who recognize the true meaning of exclusivity, and provides you with information/referral services and assistance to plan your business or pleasure trips, free of charge. Round the clock access through your 24/7 concierge service.

No matter what you want. No matter when. Whether it is travel assistance, hotel bookings or even car rentals, Platinum Assist representative will remain at your beck and call to make even your smallest wish come true. Simply dial our toll free No. 1800114999 or our MTNL line No. 011-41898875 and see it happen.

 Platinum Travel:

Watch distances disappear and horizons widen. Let pure luxury, sheer comfort and absolute indulgence be your travel companion anywhere you go. Whether it is a business tour or a pleasure trip, travel with the Platinum advantage everywhere, every time.

Airport Lounge Access Globally with Priority Pass:

Get a 20% discount on Priority pass and avail of access to over 500 airport VIP lounges in 90 countries and over 275 cities - so you can treat yourself like a VIP, no matter where you travel, or which airline and class you fly. You can relax and unwind away from the chaos of the airport, and enjoy a range of complimentary refreshments. Whats more, get the convenience of business facilities as most lounges offer phone, fax, e-mail and internet facilities, some even have conference rooms. Log on to www.prioritypass.com/hktmcitind07 to avail of this facility.

Business Lounge Access with Regus Network Access:

*Access to 950 Business Centers Worldwide - Comfortably furnished and fully equipped Business Centers with ready-to-use Offices, Virtual Offices and Meeting Rooms with Videoconferencing all with state-of-the-art technologies and are staffed with professional trained administration and IT personnel.

*Unlimited Usage at 950 Business Lounges Worldwide - Fully equipped business lounges in 400 city centers around the world. Perfect for when you need to check e-mail, prepare for your next meeting or surf the web - all while sipping a cup of complimentary gourmet coffee or tea.

*Internet Access - Be productive the minute you sit down with access to a high-speed Internet connection.

*On-Site Business Services - Access to professional administrative staff who can assist you with word processing, copying or other business support services

*Ready-to-Use Offices and Meeting Rooms - Receive continuous savings with each day office or meeting room rental. All have state-of-the-art equipment and are staffed by professionally trained local support.

Enjoy special discount on Regus Network Access membership at a 94% discount on the annual membership fees. You can register at a special Rs. 800 sign up fee. Log on to regus.co.in/citibank to register.

Offer valid till 31st December 2007.

Platinum Cordon Bleu:

Delight your taste buds with the finest and the most exquisite gourmet cuisine at appetizing membership discounts at over 100 select restaurants all across India. It's your exclusive privilege that comes with your Platinum membership.

Stay Informed:

Stay in the know by having your Credit Card Account at your fingertips. Access your Card Account from anywhere, at any time through Internet Banking.

Get your Citibank Credit Card Statement from wherever you are, by signing up for Statement on E-mail.

Keep track of your Credit Card Account even when you are traveling with the CitiAlert.

Convenience with a Click :

Never miss a bill payment but miss all the long queues and worries by paying all your utility bills online with Bill Pay.

Go hassle-free. Pay all your Credit Card dues with Electronic Clearance Services.

Insurance Benefits :

Get coverage of up to Rs. 5 lakh on outstandings on your Citibank Credit Card with Credit Shield Plus.An offer to pay off your credit card outstanding together with a Personal Accident cover is available with the special Insurance package for Cardmembers, Suraksha.

Protect your loved ones and your employees at a nominal cost with Good Health Policy.

Travel abroad with peace of mind without worrying about falling ill with Travel Insurance Plan.

Get more from your Credit Card :

Getting a Loan on your Citibank Credit Card is easy while repaying it is still easier.

Shop all you like and pay back those big shopping bills in easy EMIs with Click-an-EMI.

Delhi Metro Citibank Credit Card Fees & Charges

Delhi Metro Citibank Credit Card Fees Details

 Fees :

This Card comes to you Free for Life. You can also get five Additional Cards free for the first year for any of your family members over the age of 18. Age of the primary cardholder must be over 25.

Charges :

Delhi Metro Citibank Card : Description of Charges

Joining & Annual Fees :Fees applicable for both Primary and Additional Cardmembers will be communicated at the time of sourcing.

Interest Rate/Service Charge :

• Boarding Rate: i.e. in the first 12 months of Card issuance is fixed at 3.25% (monthly) or 39% (annually). This can change periodically based on your spend, payback and utilization patterns

• The maximum interest rate, in the event of default, is 3.5% (monthly) or 42% (annually).

Cash Advance Fee :

(Cash Advance facility is available only for existing Citibank Cardmembers, who have converted their Card to a Delhi Metro Citibank Credit Card) 2.0% on advanced amount (subject to a minimum of Rs. 300 and US$7.5 at International ATMs)

Late Payment Charge (per month) :

• Rs. 300 for bills up to Rs.10000

• Rs. 600 for bills from Rs. 10001 - 25000

• Rs. 700 for bills above Rs. 25000

Over Credit Limit Charge : 2.5% of the amount over the Credit Limit (subject to a minimum of Rs. 500)

Cheque Bounce Charge:  Rs. 250 per returned cheque

Petrol Transaction Charge : 2.5% (subject to a minimum of Rs. 10) waived at IndianOil outlets for transactions done on Citibank EDCs

Railway Ticket Booking or Cancellation Surcharge (Counter booking) : 2.5% of transaction value (subject to a minimum of Rs. 25)

Railway Ticket Booking Surcharge (Internet booking) :

• 1.8% of transaction value for regular transactions;

• 2.8% of transaction value for 3 EMI transaction

Card Replacement Charge :Rs. 100

Statement Request (beyond 3 months) : Rs. 100

Outstation Cheque Charge : Rs. 100 per cheque

Foreign Currency Transaction : Mark up of 3.5% (service taxes as applicable)

Service tax, as notified by the Government of India, is applicable on all fees, interest and other charges and is subject to change, as per relevant regulations of the Government of India.