Citibank Cash back Card fees & Charges

Citibank Cash back Credit  Card Fees & Annual Charges

Fees :

This Card comes to you Free for Life.You can also get one Additional Card Free for the First Year for any of your family member over the age of 18.

Description of Charges:

Joining & Annual Fees: Fees applicable for both Primary and Additional Cardmembers will be communicated at the time of sourcing

Interest Rate/Service Charge

• Boarding Rate: i.e. in the first 12 months of Card issuance is fixed at 3.15% (monthly) or 37.8% (annual). This can change periodically based on your spend, payback and utilization patterns

• The maximum interest rate, in the event of default, is 3.5% (monthly) or 42% (annually)

Cash Advance Fee : 2.0% on advanced amount (subject to a minimum of Rs. 300 and US$7.5 at International ATMs)

Late Payment Charge (per month) :

• Rs. 300 for bills up to Rs.10000

• Rs. 600 for bills from Rs. 10001 - 25000

• Rs. 700 for bills above Rs. 25000

Over Credit Limit Charge : 2.5% of the amount over the Credit Limit (subject to a minimum of Rs. 500)

Cheque Bounce Charge: Rs. 250 per returned cheque

Petrol Transaction Charge :2.5% (subject to a minimum of Rs. 10) waived at IndianOil outlets for transactions done on Citibank EDCs

Railway Ticket Booking or Cancellation Surcharge (Counter booking): 2.5% of transaction value (subject to a minimum of Rs. 25)

Railway Ticket Booking Surcharge (Internet booking):

• 1.8% of transaction value for regular transactions;

• 2.8% of transaction value for 3 EMI transaction

Card Replacement Charge : Rs. 100

Statement Request (beyond 3 months) : Rs. 100

Outstation Cheque Charge :Rs. 100 per cheque

Foreign Currency Transaction : Mark up of 3.5% (service taxes as applicable)

Service tax, as notified by the Government of India, is applicable on all fees, interest and other charges and is subject to change, as per relevant regulations of the Government of India.

Citibank Cash back Card

Citibank Cash back Card Benefits :

Apply Citibank Cash back Card Online

Top 3 Reasons to get a Citibank Cash back Card

 

1.Up to 25% cash back at select outlets across the country.

2.Assured cash back, every time you swipe at any outlet.

3.Fuel transaction charge waiver of 2.5% at IndianOil petrol pumps.

Exclusive Features :

Welcome your money back home :

Every time you use your Citibank Cash Back Credit Card, a part of your spends come back to you, as money. And you can get back as much as Rs. 20,000 every year. No Card gives you this kind of value. The 'Cash Back' will be credited to your Credit Card Statement every month.

How does Cash Back Credit Card work for you?

You earn 'Cash Back' every time you swipe your Citibank Cash Back Credit Card. Spending on Citibank EDCs (Electronic Data Capture) machines at specific merchant outlets can earn you up to 25% Cash Back. At all other outlets you will earn at least Re. 1 for every Rs. 200 spend. The cash back earned will be visible in your statement. Once you have earned more than Rs. 250 cash back, you can call CitiPhone to redeem your points against your outstandings.

Citibank World Privileges:

Your Citibank Cash Back Credit Card comes to you with a unique and exciting program that sets the standards for privilege programs in the industry. Welcome to Citibank World Privileges that offers you preferential treatment, discounts, rewards and privileges at over 16,000 of the finest hotels and restaurants, shops, and services worldwide. For a complete list of Citibank World Privileges Partners, visit us at www.asia.citibank.com/worldprivileges. Now go ahead and enjoy the privileges of being a Citibank Cash Back Credit Cardmember.

(Exclusively for Gold Card only)

Stay Informed:

Stay in the know by having your Credit Card Account at your fingertips. Access your Card Account from anywhere, at any time through Internet Banking.

Get your Citibank Credit Card Statement from wherever you are, by signing up for Statement on E-mail.

Keep track of your Credit Card Account even when you are traveling with the CitiAlert.

Convenience with a Click :

Never miss a bill payment but miss all the long queues and worries by paying all your utility bills online with Bill Pay.

Go hassle-free. Pay all your Credit Card dues with Electronic Clearance Services.

Insurance Benefits :

Get coverage of up to Rs. 5 lakh on outstandings on your Citibank Credit Card with Credit Shield Plus.An offer to pay off your credit card outstanding together with a Personal Accident cover is available with the special Insurance package for Cardmembers, Suraksha.

Protect your loved ones and your employees at a nominal cost with Good Health Policy.

Travel abroad with peace of mind without worrying about falling ill with Travel Insurance Plan.

Get more from your Credit Card :

Getting a Loan on your Citibank Credit Card is easy while repaying it is still easier.

Shop all you like and pay back those big shopping bills in easy EMIs with Click-an-EMI.